No. 01 · English editionUpdated 19 October 2026 · 133 agents verifiedPricing · Free plan · French · EU hosting
AgentsIA

The AI agents directory for small businesses, sorted by job and checked at the source.

Profile no. 78 · 03 — Accounting & finance

Qonto

In brief Qonto is an AI tool in the “Accounting & finance” category; starting price: Basic €9/month excl. VAT (annual); permanent free plan: no.

Online business account with invoicing, spend management and AI tools (Qonto AI).

Real cases in small businesses

According to its vendor, Qonto has what it takes for these cases (not tested by AgentsIA). A small business owner lived them with OpenClaw.

All 25 real cases → · The 10 rules for delegating →

In practice

The first paid plan listed by the vendor is: Basic €9/month excl. VAT (annual). There’s no permanent free plan (a free trial doesn’t count). The official website is available in French. European hosting isn’t mentioned on the pages we checked; GDPR mention not verified.

Note

30-day free trial.

“Not verified”: information not found on the vendor’s website or pricing page, not necessarily false. Our method · Are you the vendor? Report an update

FAQ

Frequently asked questions

How much does Qonto cost?

According to its official pricing page, Qonto starts at Basic €9/month excl. VAT (annual). Information checked on 19 Oct 2026.

Does Qonto have a free plan?

No: Qonto doesn’t offer a permanent free plan. A mere free trial doesn’t count as a free plan.

Is Qonto available in French?

Yes: Qonto’s official website is available in French.

Where is Qonto’s data hosted?

Qonto doesn’t clearly state where data is hosted on the pages we checked: ask the vendor. Vendor country: France.

What are the alternatives to Qonto?

In the “Accounting & finance” category, the tool that meets the most verified criteria is Okimia (ex-Fygr). The table at the bottom of the page compares all the alternatives.

Answers based solely on information published by the vendors and collected on 19 Oct 2026.

Going further

Alternatives

Qonto alternatives

See the whole category →
No.AgentStarting priceFreeFREU
12 Pennylane FranceFrench accounting and financial management software with AI automation of invoices and reconciliations. €7/month excl. VATNoYesn/v
13 Dext United KingdomAI-powered automatic extraction of invoices and receipts, with an AI bookkeeping assistant, for small businesses and accounting firms. €25/month excl. VATn/vYesn/v
14 Agicap FranceFrench cash management and forecasting software for small businesses, with automatic categorisation. Price on websiten/vYesn/v
15 Tiime FranceFrench accounting and invoicing app for freelancers and small businesses, with automations. €9.99/month excl. VATYesYesn/v
16 Indy FranceFrench automated accounting app for freelancers and companies (categorisation, tax returns). 0 €YesYesn/v
72 Inqom France (Visma group)Accounting platform from the Visma group, designed for accounting firms, which keep control of the flows and the data. Price on websiten/vYesn/v
73 Chaintrust France (Visma group)Automated bookkeeping entry for accounting firms and businesses (Visma group). From €5 excl. VAT/monthn/vYesYes
74 Axonaut FranceFrench business management software for small businesses (CRM, quotes, invoicing, cash flow, reminders) with AI invoice analysis. €97/monthNoYesn/v
75 Spendesk FranceBusiness spend management (cards, expense reports, supplier invoices) with AI that automates the tasks. Price on websiten/vYesn/v
76 Okimia (ex-Fygr) FranceOkimia (formerly Fygr): cash management and forecasting for small businesses, with AI forecasts and scenarios. Starter €69/month excl. VATNoYesYes
77 Libeo FranceAI solution that automates supplier payments and team spending, compatible with e-invoicing. Price on websiten/vYesn/v